Rick Fowler

Your Orlando Insurance Agent: Safeguarding What Matters Most I've been working in the insurance industry since 1978, inspired by a desire to help people in the Orlando community and build a local business. As the most senior agent in Orlando, I've gained a lot of experience helping people navigate their options. I focus on Auto Insurance, Homeowner’s Insurance, Renter’s Insurance, Personal Umbrella Insurance, and Life Insurance. What I enjoy most is helping individuals understand their coverage and how it helps them protect what's important.

A Family Approach to Insurance My approach to customer service is pretty simple: I treat individuals like family. That's why so many have been with my agency for over twenty years. My team and I have over 20 years of combined experience, and we work together to provide guidance and support.

Beyond the Policy Outside of work, I'm a big Florida Gator fan, and I enjoy golf and tennis. I also support the Down Syndrome Association of Central Florida in our community. If you're looking for someone to help with your coverage in Orlando, I'm here.

Frequently Asked Questions (FAQs):

Q: What's an effective way to get car insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Rick works with Orlando residents to find coverage that fits.

Q: How quickly can car insurance coverage start?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. Connect with Rick for insurance guidance in Orlando.

Q: What are the insurance requirements on a leased car?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. In Orlando, you can count on Rick for personalized service.

Q: What does home insurance cover?

A: Homeowners insurance can help protect your home, your personal belongings, and your finances. It typically includes coverage for the structure of your home, your belongings, liability protection, and additional living expenses if your home becomes uninhabitable due to a covered loss. Rick, your local State Farm agent in Orlando, FL, is here to help.

Q: What should I know about life insurance?

A: Life insurance is designed to help provide financial support to your loved ones if something happens to you. It can help cover expenses like daily living costs, debts, or future needs, depending on the type of policy and coverage you choose. Rick is here to help your Orlando household feel covered.

Q: What's included in renters insurance coverage?

A: Renters insurance helps protect the things you own if something unexpected happens. It can help cover personal belongings if they're damaged or stolen, provide personal liability protection if someone is injured, and help with additional living expenses if you're unable to stay in your home due to a covered loss. Looking for coverage? Talk with Rick about your options in Orlando.